Does Superannuation and Life Insurance form part of my estate?

Superannuation does not automatically form part of your estate upon your death.

Generally, the trustee of your superannuation fund is responsible for deciding how benefits will be paid out to dependents following your death.

If you wish to direct the trustee of your superannuation fund to pay the benefit to your estate, or to one or more dependents directly, then it is recommended that you contact your superannuation fund provider about making a ‘Binding Nomination’.

Please contact your superannuation fund provider for more information.

Does my life insurance form part of my estate?

Life insurance does not automatically form part of your estate upon death.

Generally, your insurance company is responsible for deciding how proceeds will be paid out.

For information about how insurance proceeds will be dealt with please kindly contact your insurance company.